Hi Jane - not sure about car insurance - I haven't needed to contact them. However, we have an all in one travel insurance policy that covers the whole family wherever and whenever we go away and I had to notify them that I have RA. THey asked me a few questions and charged me an extra premium but it's still more cost effective than having to buy a separate travel cover everytime one of us goes away - but then there are 6 of us and my hubbie loves travelling and he'd be gutted if we couldn't simply be up and off every couple of months! Usually just a long weekend but we're planning a major trip next year .....
Anyway that's another story - you are a perfect patient Jane because you're so thorough in checking all the details - don't get too bogged down though. Try and keep it all in perspective and remember lots of people have gone through this before and the vast majority are totally successful - we know that because the NHS wouldn't keep offering treatments if they weren't successful for most people. It's wonderful to have your little daughter to keep you grounded - children are so resilient and adaptable!
Best wishes - Sylvia xx
Be kinder than is necessary because everyone you meet is fighting some kind of battle